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Privacy
Notice In the
course of doing business with you, our agency staff will collect information
about you that is necessary for providing you with our insurance products
and services. We treat all information you provide to us with the utmost
respect and confidentiality and recognize the importance of protecting it.
Thank you for trusting us enough to do business with us. Please note that
if state law provides more protection than federal law, we will protect
information in accordance with state law consistent with the requirements of
federal preemption.
Information we
Collect
We collect information
necessary to provide you with the insurance coverages, products, and/or
services you request and the services our agency provides. We collect
certain nonpublic personal information about you and the members of your
household from the following sources:
 | Information we
receive from you on applications of insurance and other forms, such as
your social security number, assets, income, and property information; |
| Information about
your transactions with us, our affiliates, and/or others, such as your
policy coverages, premiums, and payment and loss history; |
| Information we
receive from our insurance companies that is obtained from consumer
reporting agencies and insurance support organizations, such as motor
vehicle records, credit report information, and claims history; |
| If you obtain a
life, long-term care, or disability product, information we receive from
you, medical professionals who have provided care to you, and insurance
support organizations regarding your health and medical history. |
How we Protect Your
Information
We restrict access to
personal information about you to our employees. We require our employees
to protect your information and keep it confidential. We maintain physical,
electronic, and procedural safeguards that comply with applicable regulatory
standards to guard your nonpublic personal information. We do not disclose
any nonpublic personal information about you, as or current or former
client, except as described later in this notice.
Information
we Disclose
We may disclose the
nonpublic personal information we collect about you, as described above,
to: (a) process your insurance transactions with us to determine
eligibility for insurance coverage, to process claims, or to prevent and
investigate fraud, and (b) with your written authorization, and (c)
otherwise as permitted by law.
Other
Information
We do not collect
nonpublic private information via our website and ask that you provide this
information directly to our employees. If you provide nonpublic private
information via our website, you do so at your own risk. The information
contained on our website is provided for informational use only and does not
apply to your particular situation nor is it intended to apply to a
particular person. For specifics of
coverage and eligibility, you must speak directly with a licensed insurance
agent. Please note that each of our insurance companies has its own Privacy
Policy.
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